Tips To Select The Best Medicare Supplement Plans 2018 In Florida!


Don’t you think of an N number of different ways in which you can make things correct for your health? But then again do those absolutely guarantee your healthy life? Probably not! There is certain health problems that you are bound to go through from time to time.

And this is exactly why the people make sure that they are in fact getting through with the various precautions that they can take for their savings. The health plans certainly are great things to look for.

But then again most of these medical insurances don’t help you at all. You must understand that these health plans can most definitely be helpful but not fully. There are therefore secondary health plans that you can look forward to.

These are none other than the Medicare Supplement plans. These plans are greatly helpful in more than one possible way. But if you are selectin these plans in Florida, let us tell you that the options are many.

And this is only why the people must make sure that they in fact are getting through with the best available plans for themselves. There are few important tips that you must try in order to get through with the same.

Few important tips that will help:

Following is the list of the few most important tips that will help you select the best Medicare Supplement plans in Florida in 2018:

You must understand that these plans are many. And are segregated in accordance. So a company can have a Plan 1, Plan 2, Plan 3, and Plan 4. While the other company can also have the same.

While Plan 1 in both the companies may not be similar, yet there are chances that Plan 1 from one company and Plan 3 from the other company may turn out to be similar. And this is exactly why understanding these similarities will be important for you.

  • Understanding your needs:

You must also realize that what are the most important plans that will suit your needs? And how will you know that? Well, you will have to understand that what do you want out of these plans? Or you may have to understand that what are the things that your medical insurance covers and what are those that they don’t?

These are few tips that you can get through with when it comes to the selection of the best Medicare Supplement plans for yourself.

Fun Road Trips During Retirement

Visit some exciting sites by planning a fun road trip for you and the family to take this year. There are countless attractions and beautiful sites to see in all 4 corners of this great country, and more to see if you plan on crossing the border as well. If you travel outside the country, check to see which Medicare supplement plans will cover you.


If you’re looking for fun in the sun and some quality beach time, head down to beautiful South Florida. Naples, Miami, and Ft. Lauderdale are great cities on the beach filled with fantastic food, entertainment, and nightlife. For a more exclusive scene, head even further south to the Florida Keys and enjoy a little island life. You’re likely to get a nice tan and have a few tropical cocktails no matter where you go around there.

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Brush up on your colonial history with a trip up to Boston. Filled with historical landmarks from our country’s birth, Boston is a great, relatively small, walking city that also provides all of the latest and greatest comforts of modern big city life. With distinct accents, unrivaled seafood, and some of the most passionate sports fans in the country, you’ll never be bored.


The biggest and greatest city in the country, New York City, is never a dull moment. If you can keep up with the hustle and bustle of the densely populated metropolitan, New York City offers everything you need without ever having to leave the city. Fine dining, the tallest and most beautiful buildings, iconic monuments, and the most culturally diverse population in the country can be found there. Don’t bother with a car, you’ll be sitting in traffic all day. Luckily the extensive subway system can get you anywhere you need to go in the city.

The Nation’s Capital, Washington, DC, is an incredible mixture of politics, history, and diverse culture all mixed in with some of the most beautiful buildings and monuments in the country. You could never be bored in DC, filled with the fantastic dining and nightlife scenes, historic tours and sightseeing adventures, and more museums than you could know what to do with. It’s a wonderful walking city despite the relatively large metro area, mostly because there are simply so many great things to see and do around every corner of the city. You definitely want to bring your camera with you for this one.

make and save money

Real Estate is a fantastic way to make and save money throughout your retirement days for a steady stream of income. You don’t need a formal education in Real Estate to get into it or be good at it, you might not even need to know a whole lot about Real Estate itself. But if you’re more comfortable, there are a ton of books that will help you understand it. It’s certainly one way to spend your time other than researching Medicare supplement plans.


If you have the money, the simplest thing to do is buy a house and start renting it out to people. There’s very minimal work involved from with this route, as opposed to people who’d rather go out and buy cheap houses that need a lot of work, and fix them up to sell for a profit. By renting, you can sit back and collect a steady stream of monthly income.

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If the house is good enough, you may not even need to spend much time fixing any issues your tenants run into. Or maybe you have plenty of time on your hands and don’t mind being around to fix things as needed, that’s a great way to spend some time while making money. Otherwise, pay someone else to manage the property with the money you’re getting from your tenants.


If you don’t have the money up front to buy a house, don’t be afraid of taking a loan out. Just make sure the tenants’ payments are more than your loan payments, and you’ll still make a steady stream of income. It’s an easy way to make passive income.


You don’t need to limit yourself to a single family house, go for a duplex or three family. Work your way up if you want, eventually you could move into apartment buildings, entire apartment complexes, and so on. Think of the money that could be coming in from owning an entire apartment complex. You’ll definitely want to hire an entire property management company when you get to that level, but it’ll be worth the cost. No one would have enough time to keep up with all of those buildings themselves.


For now, learn everything you can by reading as much about Real Estate as you can, and start by investing in your first property. Get help from friends and family, be smart, and do it right. You’ll have a lot of fun in the process.

Keeping Up with Changing Healthcare Policies


It seems like every day now controversial healthcare policies are being ridiculed and changed to suit whoever happens to be in office at the time. This already complex and difficult to navigate subject can sometimes seem almost impossible to get ahold of, particularly in your retirement years. Make sure you’re checking all of the boxes and covering all your bases when it comes to important subjects in your life like your healthcare coverage.


Proper insurance coverage can’t be overstated when it comes to retirement. As we continue to age, and health inevitably begins to decline, the likelihood of needing to use insurance increases every day. Even for simple matters such as doctor visits and prescription drugs, the costs can begin to add up if you’re not properly insured. God forbid more serious events occur like a major surgery, an ambulance ride to the ER, or a chronic disease, health insurance coverage can make or break your financial stability.

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It’s important to understand every aspect of your life that is or is not covered by various insurance. For instance, Medicare may cover much of your regularly incurred healthcare costs, but not the more unique, specialty costs associated with specific needs. That’s why Medicare supplement plans are available to fill in the gaps of Medicare coverage. It’s crucial to understand the gaps in your coverage well, and pick out the right supplement plans to fill in those gaps that are important to you.


Another important, but overlooked aspect of insurance is Long Term Care insurance. This is designed to cover most of the costs incurred while living at an assisted living facility. Particularly if you’d like to live in a luxurious one that makes your time there the most comfortable and enjoyable it could be, you can expect to be paying upwards of $8,000 a month for that. Think of the kind of house $8,000 a month mortgage would have gotten you throughout your life. That is not a cheap lifestyle. Invest in Long Term Care insurance to help bring those high costs of luxurious senior living down to much more manageable levels.


Comfort and quality of life should be of utmost importance during your senior years. You’ve worked hard all of your life and you’ve earned the right to enjoy it. Take the proper steps now to ensure you’re able to live the best life you can with the people you love the most.

Get Rid of Unwanted Items with These Apps

Do you have a bunch of old, unwanted trinkets, gadgets, or random objects laying around the house? Would you like to clear some of the clutter they create and make a little bit of money off of them at the same time? Here are some great ways to use the internet for more than just researching Medicare supplement plans. Use these apps on your smart phone to sell your unwanted items and clear up some space in your house.

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If you have a smart phone and an internet connection, these apps can be downloaded entirely for free for you to sell your stuff on. Typically, the company who created the app will take a small percentage fee of the total price the item sold for, so it comes at no cost out of pocket for you to sell them. Using apps like “Let Go” and “Offer Up”, you first create an account with a unique username. Then, use the camera on your smart phone the take high quality pictures of each individual item you want to get rid of. It’s best to take multiple pictures from different angles that show off the item’s qualities. Preferably, the item is in good visible condition and not damaged in any way. You can show it working properly or demonstrate in someway it is worth the price that you are asking for it.

Upload the pictures to the listing you create for each individual item and be sure to give it a compelling and accurate description. This is your chance to really sell the product without ever being able to speak to the potential buyers. Give it a worthy price, and post it to the platform. Some people may come across it because of their proximity to the location you list, some may search for keywords that bring up your item from the name and description you give it, and some platforms will even let you pay a little money to promote your listing as if it were an ad. This might go out to people specifically in your area or who have specifically searched for items like yours in the past.


Other sites that use a very similar process to allow you to sell your household items include eBay and Craigslist. Follow the same steps to try to get your item out into the public and stand out over others who are listing similar items.

Side Businesses in Retirement

Have you ever thought about trying to make some extra money on the side even though you’re already retired? It might not even be that you need the money, but you’re bored from being used to having work to do all the time, and have a little too much time on your hands. These days, you can occupy your time with trying new hobbies, you can use new technologies and the internet to make a little extra money, or you could even do both at the same time. Your internet browser can be used for more than just learning about different Medicare supplement plans.

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Basic access to the internet is commonplace these days and can often be taken for granted. However, it could be extremely lucrative to use technology and the internet to your advantage, to make some extra money and have fun doing it at the same time. For some side businesses, literally all you need is a smart phone. Social media apps like Facebook, Instagram, Snapchat, and Twitter are perfect platforms for instantly reaching wide ranging audiences over the internet, right from your pocket. That smart phone likely also has a fairly nice camera on it, perfect for taking beautiful pictures or documenting various activities you’re doing throughout the day.


Take advantage of both of these technologies by sharing pictures or videos of things you love to see or do, and posting them to the social media platforms. If you’re wary about having a personal profile online on these various platforms, simply create a pen name or a business name to do everything anonymously. It doesn’t matter if your friends and family don’t see everything you post because you want to stay anonymous, the point is to post great content for the world to see and amass a large list of followers to your social media profiles or website.


As you continue to post great content and accumulate more and more followers, you have the power to run ads on your content or website, or to send solicitations to your followers for various products or services. These could be products or service that you create and sell directly, or in many cases other companies within the industry of the content you regularly post will want to pay you to take advantage of the loyal audience you have built. Don’t push your followers away with too many ads too frequently, but certainly take advantage of the opportunity to make an income from other companies who appreciate your work.

Smart Appliances

It’s a changing world and innovation is driving technology every day. The appliances in your home today may not be anything like the ones you grew up with. Smart appliances are a rapidly growing market designed to automate your life at home while also being as efficient and environmentally green as possible. Medicare supplement plans are not even as easy to understand as today’s appliances.

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The fridge is arguably the most important and widely used appliance in any home. Designed with the specific mission of keep food cold maintain freshness, today’s fridges can do much more. They are energy efficient to try to limit your electricity use since it’s probably the only appliance that is on and working 24/7. They can provide purified water right from the door with a water line piped in and connected. They can come with screens to watch shows or listen to music while you’re nearby, or take a survey of the major items inside and their relative freshness. It can provide you with weather updates, family pictures, and suggest meal recipes. You can even keep a shopping list on it and program it to alert you when it’s time to refill a certain product, or even order it for you automatically over the internet.


Washer and Dryer

Another appliance regularly used and with a high consumption of energy, the washer and dryer are designed to be energy efficient now. They use only as much water as necessary to clean your clothes, and use autosensing to tell how dry your clothes are so the heat doesn’t run longer than it needs to. They can also send your smart phone an alert when the clothes are ready.



Much like the others, the oven is designed now to use only as much energy as necessary to cook the food properly and can shut itself off if accidentally left on. It can also send you an alert when your food is ready so that you don’t forget about what you’re cooking. They can also have voice assisted apps to provide you with recipes and directions.


The theme of this age of smart appliance is more convenience and efficiency for the users, and less energy use for the environment. Although the technology in these appliances will cause them to have a higher price tag initially, they should be seen as an investment in the future with spending being less over the long run.


Stretching Tools for the Home

If you can usually be found sitting in front of the computer, lounging on the couch, or even spending long periods of time in the car, it’s extremely important to spend time stretching your muscles so you can stay nice and limber. You don’t need an expensive gym membership or a vigorous workout plan, there are plenty of free or cheap tools to keep and use right in your own home. Always talk to your doctor first about exercise routines and any additional Medicare supplement plans you should look into.

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Door Frames and Wall Corners

Congratulations, these tools you actually already paid for when you bought your house! Grab onto a door frame from the side and twist your torso to give your arms and chest a perfect stretch, or use both hands to grab the upper frame for a nice shoulder and back stretch. In some cases the wall corner can be a good substitute.


Benches and Foot Rests

More tools you likely already have in your house and at your disposal, ready to be used as stretching tools without you needing to buy any extra equipment. Putting your heel up on a bench and bending over to grab your foot will give you a nice hamstring stretch. You can also use it to step onto with one foot and lean into with your other leg behind. Maybe even use it to do a couple of step ups while you’re at it to really give the legs a nice warm up.


Foam Roller

This one you’ll likely have to buy, but a foam roller is a great, inexpensive tool you can use almost like a muscle massager to roll out any knots you have in your larger muscle groups. Sit on it with it under your hamstrings and roll back and forth, lay on it face down with it under your quads, or lay on it face up with it under your back. These are all great ways to release knots and tension in your muscles. As a bonus, use a Tennis ball to roll out smaller muscle groups like your shoulders or the bottoms of your feet.


Foam Bars and Pipes

If you don’t have any PVC pipe laying around, you can buy bars that are foam covered and use them to stretch out your arms and shoulders. Grab it with both hands and hold over your head to stretch your back, or take a wide grip on it and try to rotate your arms all the way back from over your head to stretch out the chest and squeeze the shoulder blades.

Finding An Insurance Agent You Can Trust

If you’re new to Medicare or if you have Medicare and your employer’s health insurance policy is rounding up, you may want to enroll in a Medicare Advantage plan or seek a Medicare supplement. Before doing so, however, you should find a trusted agent who is familiar with all Medicare plan types.

An agent who is able to assess your situation and educate you about your various plan options is better than an agent who merely tries to get you involved in a plan to earn a commission. And not discount service after sale. Agents receive renewal fees for Medicare plans, which can take several years. You are required to stay in touch and be present or ask for help with questions.

Use the following tips to find a trustworthy agent-find one at

  1. Know when an agent breaks the rules. Some Medicare plans have strict marketing guidelines. Agents cannot call you without your permission, appear unannounced at your home, or address you in public areas and ask you to enroll in a Medicare Advantage plan.

Also, look for telemarketers who present themselves as taking survey and have an interest in the type of Medicare plan you signed up for. Often times, this is nothing but a disguised form of cold call.

  1. Understand the difference between a tied or independent broker or agent. Some agents represent only one insurance company; These are prisoner agents. Independent agents and brokers can represent multiple companies and, in some cases, represent dozens.

Although an in-house agent conducts a needs analysis, he will not have as many products to show you, and he can only show you what he thinks best about his limited portfolio. If you want the widest range of scheduling options, talk to an independent agent or broker.

  1. Where can I find an agent? If you are without an agent or your current health insurance agent does not offer Medicare Advantage Plans and Medicare Supplement Insurance, you need to find yourself a trusted agent.

There are two available options: You can either search for an agent locally or conduct your search online. To find a local agent, first ask your current agents (life, health, life, homeowner, car) for a referral. If he does not offer Medicare plans, there’s a good chance that he knows someone else who does.


You can also contact your local Council on Aging office. They are a good source if you are new to Medicare and have questions or are looking for an agent.

Should you be more interested in doing your search online, look for a

broker that represents multiple companies. Ask about the sale after the service and do not be forced to complete an application until you are satisfied with your recommended Medicare plan.

Finding a broker and planning online can end the dispute with an agent, but a local agent could be more readily available if you have problems after the sale.

When you are new to Medicare, follow these steps to get the answers you need and have multiple plans to choose from. Whichever way you go; having a Medicare supplement or a Medicare Advantage plan, it’s comforting to have someone by your side that has many options for you.